ups insurance cost for $5 000 depends on several factors including declared value, destination, and service level. For domestic shipments, UPS automatically includes insurance for packages valued up to $100. For higher amounts like $5,000, additional charges apply based on a per-dollar rate. The cost typically ranges from a few dollars to over $50 depending on specifics. Declaring value and opting for insurance offers peace of mind, especially when shipping high-value items. Customers can calculate exact fees using UPS’s official shipping tools or consult a UPS representative. Insurance is a critical aspect of protecting valuable merchandise during transit.